How to Apply for OHIP: Complete Step-by-Step Guide for Ontario Newcomers

You've confirmed your eligibility for OHIP (see Part 1 if you haven't). Now it's time to actually apply and get your health card. While the process is straightforward, knowing exactly what to expect can save you time, frustration, and potential rejection.

This comprehensive guide walks you through every step of the OHIP application process, from booking your appointment to receiving your health card in the mail.

Applying OHIP for Your Family

You can apply for multiple family members at once during the same ServiceOntario appointment.

For Your Spouse/Partner:

Must meet the same eligibility requirements
Needs their own set of three documents
If a dependent on your work permit, bring both work permit and marriage certificate

For Children:

Birth certificate (Canadian or foreign with translation)
Immigration documents showing legal status
Proof they reside with you at Ontario address
Newborns: Complete Ontario Health Coverage Infant registration form

Each family member gets:

Their own health card number
Separate physical card
Same coverage start date

Picture from Ontario.ca

Apply OHIP Online ➡

What If Your Application Is Denied?

ServiceOntario can deny applications for several reasons:

Common Reasons for Denial:

Insufficient documentation
Not meeting residency requirements (haven't been in Ontario 153 of first 183 days)
Ineligible immigration status
Incomplete application form
Discrepancies in provided information

What to Do:

Ask for a written explanation of denial
Address the specific issues raised
Gather additional documentation
Reapply once you meet requirements
Consider requesting a review or appeal

Appeal Process:

Request reconsideration within 30 days
Provide additional supporting documentation
May need to speak with a supervisor
Legal aid clinics can help with complex cases

After You Get Your OHIP Card: Next Steps

Update Your Healthcare Providers:

Give your OHIP number to your doctor's office
Update pharmacy records
Inform dentist (though dental isn't covered by OHIP)

Register for Online Services:

Many hospitals offer patient portals
View test results and appointment history
Book virtual care appointments

Consider Supplementary Insurance:

OHIP doesn't cover prescriptions, dental, vision
Employer benefits plans (if available)
Private insurance for coverage gaps

Get a Family Doctor:

Register with Health Care Connect
Ask friends and coworkers for referrals
Contact local Community Health Centres
Use walk-in clinics while waiting

Your Complete Application Checklist

Before Your Appointment:

[ ] Confirm eligibility (see Part 1)
[ ] Locate nearest ServiceOntario with health services
[ ] Book appointment (if available)
[ ] Gather three original documents
[ ] Get translations if needed
[ ] Download and complete application form
[ ] Prepare documents for family members (if applicable)

At ServiceOntario:

[ ] Bring all original documents
[ ] Have completed application form
[ ] Present documents to staff
[ ] Have photo taken
[ ] Receive temporary confirmation document
[ ] Note your OHIP number and coverage start date

After Applying:

[ ] Keep temporary document safe
[ ] Wait 4-6 weeks for card
[ ] Check mail regularly
[ ] Activate card when received
[ ] Register for family doctor
[ ] Update healthcare providers

Need Health Coverage Right Away?

Remember, even with immediate OHIP coverage upon approval, there's still that 4-6 week processing period. During this time, you'll need alternative coverage.

Read Part 3 of this series to learn about the best private health insurance options for newcomers, including costs, coverage comparisons, and how to choose the right plan for your needs.

Find Your ServiceOntario | Download Application Form | Compare Temporary Insurance | Register for Health Care Connect

Key Takeaways

OHIP applications must be done in person at ServiceOntario
You need three separate original documents
Your temporary confirmation document is valid proof of coverage
Physical card arrives in 4-6 weeks
Coverage begins immediately upon approval, not when card arrives
There is no application fee

The application process is straightforward once you have the right documentation. Take your time gathering everything you need, and you'll walk out of ServiceOntario with coverage on the same day.

Read the Complete Series: