Raising children in Canada isn’t cheap — and the government knows that. That’s why the Canada Child Benefit (CCB) exists: to help families cover the growing costs of parenting.
If you're new to Canada, planning to immigrate soon, or already raising a family here, this post is your go-to guide for understanding the federal Canada Child Benefit and the child benefit programs available across each province and territory in 2025–2026.
[Why You Should Read This] You might be leaving thousands of dollars on the table if you don’t fully understand what you’re eligible for. This post will help you unlock every dollar you can receive!
What Is the Canada Child Benefit (CCB)?
The Canada Child Benefit (CCB) is a tax-free monthly payment made to eligible families with children under the age of 18. Administered by the Canada Revenue Agency (CRA), the CCB is designed to help with the cost of raising children.
💰 2025–2026 Payment Amounts:
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Children under 6: Up to $7,997/year ($666.41/month)
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Children aged 6 to 17: Up to $6,748/year ($562.33/month)
Your adjusted family net income determines how much you’ll receive. If your household income is under $37,487, you’ll likely get the maximum amount. Above that, payments gradually decrease.
[Most Important Tip] Always file your taxes on time — even if you have no income. The CCB and other child benefits depend on your tax return!
Additional Federal Child Benefits You Might Be Missing
1. Child Disability Benefit (CDB)
If your child qualifies for the Disability Tax Credit, you can receive an additional $3,411/year ($284.25/month).
2. Bereavement Support (NEW in 2025)
Starting January 1, 2025, CCB payments will continue for six months after the death of a child — offering critical financial relief during such a difficult time.
Provincial & Territorial Child Benefits (2025–2026)
In addition to the federal CCB, most provinces and territories offer their own top-up payments. Here's a breakdown of what families can expect:
Alberta
Alberta Child and Family Benefit:
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Up to $5,768/year depending on income and number of children
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Paid quarterly (Aug, Nov, Feb, May)
British Columbia
BC Family Benefit:
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Up to $182.33/month for the first child
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Extra $41.66 for single parents
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Minimum payments continue up to a family income of $114,887
Ontario
Ontario Child Benefit:
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Up to $140/month per child under 18 for low- and moderate-income families
Quebec
Family Allowance:
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Up to $2,515/year per child
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Paid quarterly (July, Oct, Jan, Apr)
Nova Scotia
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$127.08/month per child under 18
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Partial benefits available for incomes between $26,000–$34,000
Prince Edward Island (PEI), New Brunswick, Newfoundland & Labrador
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Provincial benefits are combined with the federal CCB
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Payments are automatic if you receive the CCB
Manitoba
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Separate monthly benefit administered by the province
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Payment amounts vary based on income and number of children
Saskatchewan
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No direct child benefit
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Offers other income support programs for families
Yukon
Yukon Child Benefit:
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$76.50/month per child
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Reduced if income exceeds $35,000
Northwest Territories (NWT) & Nunavut
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$29/month per child, plus
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Territorial Workers’ Supplement: up to $30.75/month (2+ kids)
[Don’t Miss This] Some territories like PEI, NB, and NL include their payments with your federal CCB — meaning you don’t have to apply separately!
How to Apply for the Canada Child Benefit
The good news? It’s easier than you think.
Once you apply for the Canada Child Benefit, most provincial and territorial child benefits are automatically applied.
To receive or continue receiving the CCB:
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Apply after your child is born, or when you become the child’s caregiver.
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File your taxes every year — both parents must file, even if one has no income.
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Keep your marital status and address updated with the CRA.
You can apply online via CRA My Account, through birth registration, or by mailing a Form RC66.
[Quick Tip] Moved provinces recently? No need to reapply. Your provincial benefits will update automatically when you file your taxes with your new address.
Are You Maximizing Your Family’s Benefits?
If you're raising kids in Canada, the Canada Child Benefit — along with your provincial or territorial payments — can significantly ease the financial burden.
Whether you're a newcomer, a single parent, or a family with multiple children, understanding what you're entitled to is key to thriving in Canada.
[Your Next Step] Haven’t applied yet? Head over to Canada.ca and start your application today. Already receiving the CCB? Double-check that your info is up to date and that you’re not missing out on any provincial top-ups.
FAQs: Quick Answers to Common Questions
Q: Do I need to reapply for the CCB every year?
A: No, but you must file your taxes annually to keep receiving payments.
Q: I just moved to Canada. When can I apply?
A: As soon as you and your child are residents and meet the eligibility criteria. You'll need your SIN and immigration status documentation.
Q: Is the CCB considered income?
A: No — it’s tax-free and does not affect your other benefits or tax return.
If this guide helped you, consider bookmarking it and sharing it with other parents!
Raising kids is a team effort — let’s make sure every Canadian family knows what support is available 💙
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